Air Force Responsible for Infant's Cerebral Palsy by Lynn Fugaro
Although law does not permit military personnel to sue the federal government for medical malpractice, the federal government can be found legally responsible for medical malpractice suffered by a civilian. In May 2007, the federal government was ordered to pay $24.5 million to a family providing what a judge determined to be substandard care given by Air Force medical providers in the 2003 delivery of an Illinois Scott Air Force Base couple's son. The baby's birth injuries resulted in cerebral palsy.
According to the judge's decision, Air Force medical providers allowed military rank to interfere in the mother's care. Thirty-seven-year-old Evelyn Tremain had had a Caesarean section performed prior to the delivery of Toby Tremain and was told that this delivery could be complicated. The couple's obstetrician, Dr. John Smith, told the couple that a midwife delivery was not appropriate, but Evelyn got one anyway. The midwife who performed the delivery, Lt. Col. Shari Stone-Ulrich, practiced at St. Elizabeth's Belleville, Illinois, but she was required to be supervised by a physician at all times and was limited to uncomplicated deliveries.
At the time of the Tremain's delivery, Stone-Ulrich was a major and was superior in rank to Dr. Smith, who was a captain. Prior to Toby's delivery, there were indications that his heart rate was not normal; however, officials still deferred to the midwife because she was a higher rank. In mid-delivery, Dr. Smith was finally called in and performed surgery as the baby had been half extruded from the mother's uterus and into her abdominal cavity. The child, not moving and blue, was transported to a nearby children's hospital.
The judge said that since the now four-year-old boy will never live a normal life and will need medical care for the rest of his life, the $24.5 million award was just.
About the Author
If you or a loved one has been the victim of medical malpractice in Philadelphia or anywhere in Pennsylvania, please contact the experienced Medical Malpractice Attorneys at Pomerantz Perlberger & Lewis LLP.
7/05/2550
How Traumatic Brain Injury Affects Hearing
How Traumatic Brain Injury Affects Hearing by Lynn Fugaro
Hearing problems are quite common after a traumatic brain injury (TBI) because the inner ear is directly connected to the central nervous system. Ringing in the ear (tinnitus) and hearing loss are two of the most widely reported side effects of a traumatic brain injury. Some other hearing problems that may occur following a brain injury include hyperacusis (normal situations seem very loud); difficulty filtering one set of sounds from background noise; and auditory agnosia (also called pure word deafness). Auditory agnosia is a condition in which the person is unable to recognize the meanings of certain sounds.
Following a TBI, hearing problems can occur for a number of reasons, both mechanical and neurological, particularly when the inner ear and/or temporal lobes have been damaged. External bleeding in the ear canal, middle ear damage, cochlear injury and/or temporal lobe lesions can all cause auditory dysfunction.
Children who suffer TBI typically face additional problems in the areas of communication, acquiring new information, spatial orientation, task completion, impulse control, and social conversation.
The inner ear is made up of a series of delicate membranes, which can easily rupture during a head trauma. The cochlea, which is the important spiral-shaped bone in the ear, can be damaged by a strong blow to the head causing hearing damage. Other types of membrane damage may cause hearing loss as well as dizziness (vertigo) and nausea. Sometimes, surgery can correct damage to the inner ear.
Because hearing loss limits or takes away one of the primary means we use to communicate, hearing loss has the potential to complicate many of the other side effects of brain damage, mainly cognitive and social problems. Many TBI victims already suffer cognitive issues such as trouble finding words, and these problems are only exacerbated if the patient cannot hear what is going on around him.
Fortunately, for some TBI victims, hearing problems disappear a few weeks after the accident that led to the patient's brain damage, but other hearing problems will last indefinitely. Since many hearing problems cannot even be detected by the patient himself after the TBI, it is recommended that anyone suffering a traumatic brain injury be evaluated by an audiologist, even if nothing appears to be wrong with the victim's hearing.
About the Author
If you or a loved one has suffered a traumatic brain injury in Houston or anywhere in Texas, please contact the experienced Brain Injury Attorneys at Kennedy Hodges L.L.P.
Hearing problems are quite common after a traumatic brain injury (TBI) because the inner ear is directly connected to the central nervous system. Ringing in the ear (tinnitus) and hearing loss are two of the most widely reported side effects of a traumatic brain injury. Some other hearing problems that may occur following a brain injury include hyperacusis (normal situations seem very loud); difficulty filtering one set of sounds from background noise; and auditory agnosia (also called pure word deafness). Auditory agnosia is a condition in which the person is unable to recognize the meanings of certain sounds.
Following a TBI, hearing problems can occur for a number of reasons, both mechanical and neurological, particularly when the inner ear and/or temporal lobes have been damaged. External bleeding in the ear canal, middle ear damage, cochlear injury and/or temporal lobe lesions can all cause auditory dysfunction.
Children who suffer TBI typically face additional problems in the areas of communication, acquiring new information, spatial orientation, task completion, impulse control, and social conversation.
The inner ear is made up of a series of delicate membranes, which can easily rupture during a head trauma. The cochlea, which is the important spiral-shaped bone in the ear, can be damaged by a strong blow to the head causing hearing damage. Other types of membrane damage may cause hearing loss as well as dizziness (vertigo) and nausea. Sometimes, surgery can correct damage to the inner ear.
Because hearing loss limits or takes away one of the primary means we use to communicate, hearing loss has the potential to complicate many of the other side effects of brain damage, mainly cognitive and social problems. Many TBI victims already suffer cognitive issues such as trouble finding words, and these problems are only exacerbated if the patient cannot hear what is going on around him.
Fortunately, for some TBI victims, hearing problems disappear a few weeks after the accident that led to the patient's brain damage, but other hearing problems will last indefinitely. Since many hearing problems cannot even be detected by the patient himself after the TBI, it is recommended that anyone suffering a traumatic brain injury be evaluated by an audiologist, even if nothing appears to be wrong with the victim's hearing.
About the Author
If you or a loved one has suffered a traumatic brain injury in Houston or anywhere in Texas, please contact the experienced Brain Injury Attorneys at Kennedy Hodges L.L.P.
The Marriage of Alcohol and Driving
The Marriage of Alcohol and Driving by Atty. Gabiel Cosh
They say that there are always certain things that would not and could never be put together, and despite efforts of having them in the same boat, an inevitable result would be the sinking therefore. A classic example is the marriage of drinking and driving. Alcohol has always been the easy culprit for accidents in the road. The explanation is actually quite simple, in a situation when focus and alertness is needed, alcohol serves as a depressant that would actually lead to failure of this essential senses. As a consequent result, drastic vehicular mishaps are brought about and injuries and lost to countless of lives have been the eventual outcome.
There is no prohibition in going out late at nights, and having a drink or two, or even get wasted if that was your choice, provided of course if you are of age to do so. The prohibition begins when after being drunk, you begin to take the wheel and drive like a madman without regard to the safety of persons and property and even your own life. Alcohol has that effect on the driver of the motor vehicle, which is the primary reason why it is abhorred in our streets.
Drinking under the influence of liquor is far drastic negligence as opposed to driving without a license, since in the latter at least you are sober and you have the clarity of mind to consider the safety of persons and property. The only negligence is that you really have no authority to drive the vehicle you are currently controlling. As for the former, notwithstanding the fact that you have your license with you, still your state of mind creates a dangerous condition not only to your self, but more so the people around you who do not even have a simple clue that you are indeed drunk and driving with a drugged mind.
Drinking and driving is so grave an offense, that not only would it lead to the suspension or ultimate cancellation of your license to drive a vehicle, but if caught it may even be a reason for your eventual imprisonment. Probation or service to the community is some common penalties for violation of the rule, yet with constant disregard to such rule of conduct, imprisonment has been seen as a good deterrent for habitual malefactors of the said offense. Hence, if you are a victim of an injury brought about by the negligence of a driver who drove despite being drunk, contact your DUI Car Vehicle Accident Lawyers, they would see to it that the appropriate penalty would be meted out upon the guilty driver.
For more information about vehicular accidents visit our Los Angeles Attorneys website.
About the Author
Atty Gabriel Cosh is a legal advocate and a pratitioner of law for over 10 years now. He is also an expert in the field of social legislation and personal injury cases.
They say that there are always certain things that would not and could never be put together, and despite efforts of having them in the same boat, an inevitable result would be the sinking therefore. A classic example is the marriage of drinking and driving. Alcohol has always been the easy culprit for accidents in the road. The explanation is actually quite simple, in a situation when focus and alertness is needed, alcohol serves as a depressant that would actually lead to failure of this essential senses. As a consequent result, drastic vehicular mishaps are brought about and injuries and lost to countless of lives have been the eventual outcome.
There is no prohibition in going out late at nights, and having a drink or two, or even get wasted if that was your choice, provided of course if you are of age to do so. The prohibition begins when after being drunk, you begin to take the wheel and drive like a madman without regard to the safety of persons and property and even your own life. Alcohol has that effect on the driver of the motor vehicle, which is the primary reason why it is abhorred in our streets.
Drinking under the influence of liquor is far drastic negligence as opposed to driving without a license, since in the latter at least you are sober and you have the clarity of mind to consider the safety of persons and property. The only negligence is that you really have no authority to drive the vehicle you are currently controlling. As for the former, notwithstanding the fact that you have your license with you, still your state of mind creates a dangerous condition not only to your self, but more so the people around you who do not even have a simple clue that you are indeed drunk and driving with a drugged mind.
Drinking and driving is so grave an offense, that not only would it lead to the suspension or ultimate cancellation of your license to drive a vehicle, but if caught it may even be a reason for your eventual imprisonment. Probation or service to the community is some common penalties for violation of the rule, yet with constant disregard to such rule of conduct, imprisonment has been seen as a good deterrent for habitual malefactors of the said offense. Hence, if you are a victim of an injury brought about by the negligence of a driver who drove despite being drunk, contact your DUI Car Vehicle Accident Lawyers, they would see to it that the appropriate penalty would be meted out upon the guilty driver.
For more information about vehicular accidents visit our Los Angeles Attorneys website.
About the Author
Atty Gabriel Cosh is a legal advocate and a pratitioner of law for over 10 years now. He is also an expert in the field of social legislation and personal injury cases.
Brain Injury
Brain Injury by Atty. Gabiel Cosh
They say that there are always certain things that would not and could never be put together, and despite efforts of having them in the same boat, an inevitable result would be the sinking therefore. A classic example is the marriage of drinking and driving. Alcohol has always been the easy culprit for accidents in the road. The explanation is actually quite simple, in a situation when focus and alertness is needed, alcohol serves as a depressant that would actually lead to failure of this essential senses. As a consequent result, drastic vehicular mishaps are brought about and injuries and lost to countless of lives have been the eventual outcome.
There is no prohibition in going out late at nights, and having a drink or two, or even get wasted if that was your choice, provided of course if you are of age to do so. The prohibition begins when after being drunk, you begin to take the wheel and drive like a madman without regard to the safety of persons and property and even your own life. Alcohol has that effect on the driver of the motor vehicle, which is the primary reason why it is abhorred in our streets.
Drinking under the influence of liquor is far drastic negligence as opposed to driving without a license, since in the latter at least you are sober and you have the clarity of mind to consider the safety of persons and property. The only negligence is that you really have no authority to drive the vehicle you are currently controlling. As for the former, notwithstanding the fact that you have your license with you, still your state of mind creates a dangerous condition not only to your self, but more so the people around you who do not even have a simple clue that you are indeed drunk and driving with a drugged mind.
Drinking and driving is so grave an offense, that not only would it lead to the suspension or ultimate cancellation of your license to drive a vehicle, but if caught it may even be a reason for your eventual imprisonment. Probation or service to the community is some common penalties for violation of the rule, yet with constant disregard to such rule of conduct, imprisonment has been seen as a good deterrent for habitual malefactors of the said offense. Hence, if you are a victim of an injury brought about by the negligence of a driver who drove despite being drunk, contact your DUI Car Vehicle Accident Lawyers, they would see to it that the appropriate penalty would be meted out upon the guilty driver.
For more information about vehicular accidents visit our Los Angeles Attorneys website.
About the Author
Atty Gabriel Cosh is a legal advocate and a practitioner of law for over 10 years now. He is also an expert in the field of social legislation and personal injury cases.
They say that there are always certain things that would not and could never be put together, and despite efforts of having them in the same boat, an inevitable result would be the sinking therefore. A classic example is the marriage of drinking and driving. Alcohol has always been the easy culprit for accidents in the road. The explanation is actually quite simple, in a situation when focus and alertness is needed, alcohol serves as a depressant that would actually lead to failure of this essential senses. As a consequent result, drastic vehicular mishaps are brought about and injuries and lost to countless of lives have been the eventual outcome.
There is no prohibition in going out late at nights, and having a drink or two, or even get wasted if that was your choice, provided of course if you are of age to do so. The prohibition begins when after being drunk, you begin to take the wheel and drive like a madman without regard to the safety of persons and property and even your own life. Alcohol has that effect on the driver of the motor vehicle, which is the primary reason why it is abhorred in our streets.
Drinking under the influence of liquor is far drastic negligence as opposed to driving without a license, since in the latter at least you are sober and you have the clarity of mind to consider the safety of persons and property. The only negligence is that you really have no authority to drive the vehicle you are currently controlling. As for the former, notwithstanding the fact that you have your license with you, still your state of mind creates a dangerous condition not only to your self, but more so the people around you who do not even have a simple clue that you are indeed drunk and driving with a drugged mind.
Drinking and driving is so grave an offense, that not only would it lead to the suspension or ultimate cancellation of your license to drive a vehicle, but if caught it may even be a reason for your eventual imprisonment. Probation or service to the community is some common penalties for violation of the rule, yet with constant disregard to such rule of conduct, imprisonment has been seen as a good deterrent for habitual malefactors of the said offense. Hence, if you are a victim of an injury brought about by the negligence of a driver who drove despite being drunk, contact your DUI Car Vehicle Accident Lawyers, they would see to it that the appropriate penalty would be meted out upon the guilty driver.
For more information about vehicular accidents visit our Los Angeles Attorneys website.
About the Author
Atty Gabriel Cosh is a legal advocate and a practitioner of law for over 10 years now. He is also an expert in the field of social legislation and personal injury cases.
How much is your motorcycle injury worth?
How much is your motorcycle injury worth? by Carolyn Clayton
People who ride motorcycles are more likely to suffer serious injuries as a result of any collisions with other road users due to the fact they are less protected. Their bikes are more susceptible to any faults on the road, such as potholes and spillages, and the awareness of other motorists is not always as good as it should be.
Injuries sustained on a motorcycle are very rarely anything other than serious, due to the high speed capabilities of the bikes and the little protection they offer when something goes wrong. Added on top of this is the fact that the vast majority of accidents involving motorcycles are as a result of collisions with other cars, and the difference in size, power and strength can have a devastating impact on the bike and its rider. Many accidents occur when cars do not see the bikes when pulling out of junctions, overtaking and changing lanes on motorways. Another common factor concerning motorbike accidents is that a lot of the incidents occur at night time, when visibility is even poorer for other motorists. This is why it is imperative that motorcyclists wear colourful, bright clothing on top of their protective gear, to ensure they can be seen.
Although this may sound like an obvious point to make, it is important that motorbike users know their limitations. This means that they should only go as fast as they feel comfortable, rather than how fast the bike can go. Inexperienced drivers should never try to 'test' the capabilities of their bike by travelling at high speeds, not at least until they have many hundreds of miles of motorbike riding experience behind them.
Starting up an accident claim for your motorcycle injury is well worth the initial effort, in light of the possible compensation amount which could be paid out. Many personal injury companies offer a no win, no fee compensation pursual, which means that they will not take anything away from your payout; instead, they get their fee from the other party. The sum received by the injury victim will include consideration for their initial pain and suffering, loss of income, and any medical fees incurred during treatment and recovery. Obviously, therefore, the amount paid out is entirely dependant on individual circumstances. Someone who breaks/loses a limb as a result of an accident will be entitled to more than someone who suffers minor cuts and bruises. The money will also take into account the cost of any repairs which need doing to the bike itself, as no doubt it will have sustained as much, if not more, damage as the person riding it.
Due to the number of compensation claims being pushed through the courts on a daily basis, and the time it takes to fully prepare each individual case (preparing medical reports, witness statements, photographs, etc) then the money may well take up to 6 months before it is actually in the hands of the victim. This is another factor which can put potential claimants off trying to get compensation for their motorcycle injury, but again the reward for your injury can be well worth waiting for.
About the Author
Accident claims for the UK market contact Accident Consult for your no obligation motorcycle injury compensation claim consultation services. This article is free to republish provided this resource box remains intact.
Free to republish this article providing this resource box remains intact with a working hyperlink to our site.
People who ride motorcycles are more likely to suffer serious injuries as a result of any collisions with other road users due to the fact they are less protected. Their bikes are more susceptible to any faults on the road, such as potholes and spillages, and the awareness of other motorists is not always as good as it should be.
Injuries sustained on a motorcycle are very rarely anything other than serious, due to the high speed capabilities of the bikes and the little protection they offer when something goes wrong. Added on top of this is the fact that the vast majority of accidents involving motorcycles are as a result of collisions with other cars, and the difference in size, power and strength can have a devastating impact on the bike and its rider. Many accidents occur when cars do not see the bikes when pulling out of junctions, overtaking and changing lanes on motorways. Another common factor concerning motorbike accidents is that a lot of the incidents occur at night time, when visibility is even poorer for other motorists. This is why it is imperative that motorcyclists wear colourful, bright clothing on top of their protective gear, to ensure they can be seen.
Although this may sound like an obvious point to make, it is important that motorbike users know their limitations. This means that they should only go as fast as they feel comfortable, rather than how fast the bike can go. Inexperienced drivers should never try to 'test' the capabilities of their bike by travelling at high speeds, not at least until they have many hundreds of miles of motorbike riding experience behind them.
Starting up an accident claim for your motorcycle injury is well worth the initial effort, in light of the possible compensation amount which could be paid out. Many personal injury companies offer a no win, no fee compensation pursual, which means that they will not take anything away from your payout; instead, they get their fee from the other party. The sum received by the injury victim will include consideration for their initial pain and suffering, loss of income, and any medical fees incurred during treatment and recovery. Obviously, therefore, the amount paid out is entirely dependant on individual circumstances. Someone who breaks/loses a limb as a result of an accident will be entitled to more than someone who suffers minor cuts and bruises. The money will also take into account the cost of any repairs which need doing to the bike itself, as no doubt it will have sustained as much, if not more, damage as the person riding it.
Due to the number of compensation claims being pushed through the courts on a daily basis, and the time it takes to fully prepare each individual case (preparing medical reports, witness statements, photographs, etc) then the money may well take up to 6 months before it is actually in the hands of the victim. This is another factor which can put potential claimants off trying to get compensation for their motorcycle injury, but again the reward for your injury can be well worth waiting for.
About the Author
Accident claims for the UK market contact Accident Consult for your no obligation motorcycle injury compensation claim consultation services. This article is free to republish provided this resource box remains intact.
Free to republish this article providing this resource box remains intact with a working hyperlink to our site.
The Growing Market of Cyber Crimes
The Growing Market of Cyber Crimes by Atty. Gabiel Cosh
When you thought you have seen it all, and when our government authorities thought they have exhausted all possible defiance of rules of conduct and have them punished, then comes another species of running counter to widely accepted norms in the society. Meet cyber crimes. With the advent of advanced technology, almost all, if not all of the transactions of people in the society are routed through these mechanisms. Not only because they very accessible, but also convenient, and expedites the process to so many folds. So convenient in fact, that the reliance of man's transactions to it is so massive that sometimes even issue on privacy are already left unnoticed.
As like any other crimes, cyber crimes are acts which are in defiance of a rule of conduct set forth in the society. The act, if it were not for the fact that it was committed using an abstract medium would have been punishable as like any other crime. Legislations have been passed trying to find restitution and remediation for these crimes committed, penalties that range from imprisonment, to payment of fines and damages. The question though still remains, whether or not there is sufficient safeguard in avoiding the occurrence of the same. There can be an entity that would police such event and keep peace.
The illegal use of Social Security Numbers has been abundant in our recent technological state. People are more growing confidence on the fact that personal details such as Social Security Numbers may be given freely over the net, under the belief that such act is safe and would not in anyway be detrimental on their end. This sweeping generalization is devoid of merit. Of the number of cyber crimes we have so far, the illegal utilization of a person's Social Security Number ranks at the top. With an unauthorized access to a person's Social Security Number, benefits that are to be given to an individual may be taken by another person, the worst scenario is that it may be a key in using credit information of an individual to make loans, or incur debts. Hence, we must be cautious in placing these information over the net. If not you may be the next victim of a cyber crime.
For more information about the importance of Social Security Number consult our Los Angeles Social Security Attorneys.
When you thought you have seen it all, and when our government authorities thought they have exhausted all possible defiance of rules of conduct and have them punished, then comes another species of running counter to widely accepted norms in the society. Meet cyber crimes. With the advent of advanced technology, almost all, if not all of the transactions of people in the society are routed through these mechanisms. Not only because they very accessible, but also convenient, and expedites the process to so many folds. So convenient in fact, that the reliance of man's transactions to it is so massive that sometimes even issue on privacy are already left unnoticed.
As like any other crimes, cyber crimes are acts which are in defiance of a rule of conduct set forth in the society. The act, if it were not for the fact that it was committed using an abstract medium would have been punishable as like any other crime. Legislations have been passed trying to find restitution and remediation for these crimes committed, penalties that range from imprisonment, to payment of fines and damages. The question though still remains, whether or not there is sufficient safeguard in avoiding the occurrence of the same. There can be an entity that would police such event and keep peace.
The illegal use of Social Security Numbers has been abundant in our recent technological state. People are more growing confidence on the fact that personal details such as Social Security Numbers may be given freely over the net, under the belief that such act is safe and would not in anyway be detrimental on their end. This sweeping generalization is devoid of merit. Of the number of cyber crimes we have so far, the illegal utilization of a person's Social Security Number ranks at the top. With an unauthorized access to a person's Social Security Number, benefits that are to be given to an individual may be taken by another person, the worst scenario is that it may be a key in using credit information of an individual to make loans, or incur debts. Hence, we must be cautious in placing these information over the net. If not you may be the next victim of a cyber crime.
For more information about the importance of Social Security Number consult our Los Angeles Social Security Attorneys.
7/04/2550
Charge Back with the Bank
Charge Back with the Bank : by Company Bank Charges Reclaim UK
Is your Bank Charging you Illegally? We can help you get them back (at) no initial outlay cost to yourself! Call Free 0800 0 811 558
www.llltd.org.uk
Banks have been charging their customers extortionate amounts whenever they go overdrawn, a cheque is bounced, a direct debit payment is returned, etc.
The Office of Fair Trading has ruled that it is unlawful for banks and credit card issuers to charge more than the cost incurred to them when their customers:
* Go over their overdraft limit
* A cheque is bounced
* A Direct Debit is returned
* And many other similar misdemeanours
Penalty charges are illegal. Banks can only impose charges, which are in proportion to their costs. Many believe there's no way a ï?½30ish charge, when someone exceeds their overdraft limit or bounces a cheque, is proportionate.
Remember it could simply be 1p over the limit and you're charged, and even if it's more, you pay interest anyway. It's their costs we're looking at. Does it really cost ï?½30 for a computer to write and send an automated letter?
If it isn't proportionate then it's illegal, and thus you've a right to your money back.
How can charges get so big, why do people reclaim ï?½1000s?
These charges snowball. Imagine you go beyond the overdraft limit, you're then hit with a fine for that and a couple of fines for bounced cheques or Direct Debits. Now suddenly you're around ï?½100 down, which you can't afford to repay - next month there are more fines - and so it continues.
Why don't the banks fight back?
I believe there are two reasons banks haven't yet effectively fought back. First they worry courts may set a precedent against them, opening the floodgates for millions to reclaim their charges. Plus there's the fact that to fight this fully in Court, banks would have to reveal their costs; this is commercially sensitive and the last thing the banks want to do - even if they have to pay out compensation.
Special Offer
PPI Policy Mis-Selling
http://www.llltd.org.uk
bank charges reclaim, how do you reclaim your bank charges, bank charges refund, refunded bank charges, refund money, illegal bank charges, financial, mis-sold policies, reclaim bank charge money
Is your Bank Charging you Illegally? We can help you get them back (at) no initial outlay cost to yourself! Call Free 0800 0 811 558
www.llltd.org.uk
Banks have been charging their customers extortionate amounts whenever they go overdrawn, a cheque is bounced, a direct debit payment is returned, etc.
The Office of Fair Trading has ruled that it is unlawful for banks and credit card issuers to charge more than the cost incurred to them when their customers:
* Go over their overdraft limit
* A cheque is bounced
* A Direct Debit is returned
* And many other similar misdemeanours
Penalty charges are illegal. Banks can only impose charges, which are in proportion to their costs. Many believe there's no way a ï?½30ish charge, when someone exceeds their overdraft limit or bounces a cheque, is proportionate.
Remember it could simply be 1p over the limit and you're charged, and even if it's more, you pay interest anyway. It's their costs we're looking at. Does it really cost ï?½30 for a computer to write and send an automated letter?
If it isn't proportionate then it's illegal, and thus you've a right to your money back.
How can charges get so big, why do people reclaim ï?½1000s?
These charges snowball. Imagine you go beyond the overdraft limit, you're then hit with a fine for that and a couple of fines for bounced cheques or Direct Debits. Now suddenly you're around ï?½100 down, which you can't afford to repay - next month there are more fines - and so it continues.
Why don't the banks fight back?
I believe there are two reasons banks haven't yet effectively fought back. First they worry courts may set a precedent against them, opening the floodgates for millions to reclaim their charges. Plus there's the fact that to fight this fully in Court, banks would have to reveal their costs; this is commercially sensitive and the last thing the banks want to do - even if they have to pay out compensation.
Special Offer
PPI Policy Mis-Selling
http://www.llltd.org.uk
bank charges reclaim, how do you reclaim your bank charges, bank charges refund, refunded bank charges, refund money, illegal bank charges, financial, mis-sold policies, reclaim bank charge money
Air Force Responsible for Infant's Cerebral Palsy
Air Force Responsible for Infant's Cerebral Palsy : by Lynn Fugaro
Although law does not permit military personnel to sue the federal government for medical malpractice, the federal government can be found legally responsible for medical malpractice suffered by a civilian. In May 2007, the federal government was ordered to pay $24.5 million to a family providing what a judge determined to be substandard care given by Air Force medical providers in the 2003 delivery of an Illinois Scott Air Force Base couple's son. The baby's birth injuries resulted in cerebral palsy.
According to the judge's decision, Air Force medical providers allowed military rank to interfere in the mother's care. Thirty-seven-year-old Evelyn Tremain had had a Caesarean section performed prior to the delivery of Toby Tremain and was told that this delivery could be complicated. The couple's obstetrician, Dr. John Smith, told the couple that a midwife delivery was not appropriate, but Evelyn got one anyway. The midwife who performed the delivery, Lt. Col. Shari Stone-Ulrich, practiced at St. Elizabeth's Belleville, Illinois, but she was required to be supervised by a physician at all times and was limited to uncomplicated deliveries.
At the time of the Tremain's delivery, Stone-Ulrich was a major and was superior in rank to Dr. Smith, who was a captain. Prior to Toby's delivery, there were indications that his heart rate was not normal; however, officials still deferred to the midwife because she was a higher rank. In mid-delivery, Dr. Smith was finally called in and performed surgery as the baby had been half extruded from the mother's uterus and into her abdominal cavity. The child, not moving and blue, was transported to a nearby children's hospital.
The judge said that since the now four-year-old boy will never live a normal life and will need medical care for the rest of his life, the $24.5 million award was just.
Although law does not permit military personnel to sue the federal government for medical malpractice, the federal government can be found legally responsible for medical malpractice suffered by a civilian. In May 2007, the federal government was ordered to pay $24.5 million to a family providing what a judge determined to be substandard care given by Air Force medical providers in the 2003 delivery of an Illinois Scott Air Force Base couple's son. The baby's birth injuries resulted in cerebral palsy.
According to the judge's decision, Air Force medical providers allowed military rank to interfere in the mother's care. Thirty-seven-year-old Evelyn Tremain had had a Caesarean section performed prior to the delivery of Toby Tremain and was told that this delivery could be complicated. The couple's obstetrician, Dr. John Smith, told the couple that a midwife delivery was not appropriate, but Evelyn got one anyway. The midwife who performed the delivery, Lt. Col. Shari Stone-Ulrich, practiced at St. Elizabeth's Belleville, Illinois, but she was required to be supervised by a physician at all times and was limited to uncomplicated deliveries.
At the time of the Tremain's delivery, Stone-Ulrich was a major and was superior in rank to Dr. Smith, who was a captain. Prior to Toby's delivery, there were indications that his heart rate was not normal; however, officials still deferred to the midwife because she was a higher rank. In mid-delivery, Dr. Smith was finally called in and performed surgery as the baby had been half extruded from the mother's uterus and into her abdominal cavity. The child, not moving and blue, was transported to a nearby children's hospital.
The judge said that since the now four-year-old boy will never live a normal life and will need medical care for the rest of his life, the $24.5 million award was just.
How Traumatic Brain Injury Affects Hearing
How Traumatic Brain Injury Affects Hearing : by Lynn Fugaro
Hearing problems are quite common after a traumatic brain injury (TBI) because the inner ear is directly connected to the central nervous system. Ringing in the ear (tinnitus) and hearing loss are two of the most widely reported side effects of a traumatic brain injury. Some other hearing problems that may occur following a brain injury include hyperacusis (normal situations seem very loud); difficulty filtering one set of sounds from background noise; and auditory agnosia (also called pure word deafness). Auditory agnosia is a condition in which the person is unable to recognize the meanings of certain sounds.
Following a TBI, hearing problems can occur for a number of reasons, both mechanical and neurological, particularly when the inner ear and/or temporal lobes have been damaged. External bleeding in the ear canal, middle ear damage, cochlear injury and/or temporal lobe lesions can all cause auditory dysfunction.
Children who suffer TBI typically face additional problems in the areas of communication, acquiring new information, spatial orientation, task completion, impulse control, and social conversation.
The inner ear is made up of a series of delicate membranes, which can easily rupture during a head trauma. The cochlea, which is the important spiral-shaped bone in the ear, can be damaged by a strong blow to the head causing hearing damage. Other types of membrane damage may cause hearing loss as well as dizziness (vertigo) and nausea. Sometimes, surgery can correct damage to the inner ear.
Because hearing loss limits or takes away one of the primary means we use to communicate, hearing loss has the potential to complicate many of the other side effects of brain damage, mainly cognitive and social problems. Many TBI victims already suffer cognitive issues such as trouble finding words, and these problems are only exacerbated if the patient cannot hear what is going on around him.
Fortunately, for some TBI victims, hearing problems disappear a few weeks after the accident that led to the patient's brain damage, but other hearing problems will last indefinitely. Since many hearing problems cannot even be detected by the patient himself after the TBI, it is recommended that anyone suffering a traumatic brain injury be evaluated by an audiologist, even if nothing appears to be wrong with the victim's hearing.
Hearing problems are quite common after a traumatic brain injury (TBI) because the inner ear is directly connected to the central nervous system. Ringing in the ear (tinnitus) and hearing loss are two of the most widely reported side effects of a traumatic brain injury. Some other hearing problems that may occur following a brain injury include hyperacusis (normal situations seem very loud); difficulty filtering one set of sounds from background noise; and auditory agnosia (also called pure word deafness). Auditory agnosia is a condition in which the person is unable to recognize the meanings of certain sounds.
Following a TBI, hearing problems can occur for a number of reasons, both mechanical and neurological, particularly when the inner ear and/or temporal lobes have been damaged. External bleeding in the ear canal, middle ear damage, cochlear injury and/or temporal lobe lesions can all cause auditory dysfunction.
Children who suffer TBI typically face additional problems in the areas of communication, acquiring new information, spatial orientation, task completion, impulse control, and social conversation.
The inner ear is made up of a series of delicate membranes, which can easily rupture during a head trauma. The cochlea, which is the important spiral-shaped bone in the ear, can be damaged by a strong blow to the head causing hearing damage. Other types of membrane damage may cause hearing loss as well as dizziness (vertigo) and nausea. Sometimes, surgery can correct damage to the inner ear.
Because hearing loss limits or takes away one of the primary means we use to communicate, hearing loss has the potential to complicate many of the other side effects of brain damage, mainly cognitive and social problems. Many TBI victims already suffer cognitive issues such as trouble finding words, and these problems are only exacerbated if the patient cannot hear what is going on around him.
Fortunately, for some TBI victims, hearing problems disappear a few weeks after the accident that led to the patient's brain damage, but other hearing problems will last indefinitely. Since many hearing problems cannot even be detected by the patient himself after the TBI, it is recommended that anyone suffering a traumatic brain injury be evaluated by an audiologist, even if nothing appears to be wrong with the victim's hearing.
สมัครสมาชิก:
บทความ (Atom)